Rabia Insights · 2025

The Principles of Inclusive Finance

In this insightful short video, Dr. Chantal Naidoo, Founder and Executive Director of Rabia Transitions, reflects on the three principles of inclusive finance she has developed through years of experience. She offers a thoughtful and detailed exploration of these principles, which include:

  1. Needs-based finance: Every site of strife needs should be met to support justice and dignity, their
    needs are not secondary to the needs of the funders, so financing dialogues have to reflect balanced
    and openness to meeting such needs fully.
  2. Dignity of finance: Every human being has the right to a thriving and prosperous livelihood, so the
    dialogue, tools and trade of finance must uphold such rights and be reflected in the underlying terms
    and conditions and in the structure of the engagement.
  3. Sharing and caring: Every investment arrangement bears an inevitable degree of risk, and should
    be fairly borne by all, without any one partner overcompensating the other. This process would
    require a far more transparent due diligence process as the financing agreement process unfolds.